How Are You Being Effected by The Financial Crisis?

I know that for many, including myself, this financial crisis has not been easy.  Whether its a business slow down, layoffs, having to take public transportation, cutting back on spending, etc., etc. everybody is feeling the pain.  What I do want to know is how people are dealing with it whether that's being careful with their money, spending more time with family/friends, whatever.  We often find ourselves closed off in a time like this when we feel as though it's us against the world.   Take some time and think about how your life has changed for the positive.  In all of this negativity, we have to find the positive.  Life does go on. 

If you have an experience that you think would be helpful to the Rofo community, put up a blog post and help somebody else that is going through the same struggle.