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 gmorris |
This is highly specific to your particular operations, but here are some basic principles to consider: Small retail or service businesses probably only need the following: Commercial Package Policy which includes coverage for: 1. Property 2. General Liability 3. Other miscellaneous as needed. These may include (but is not limited to): a. Auto b. Crime c. Umbrella coverage Workers Compensation insurance Employee Benefits Program More established companies may further want to consider: Professional Liability (E&O) Directors and Officers Liability (D&O) Employment Practices Liability (EPL) Fiduciary Liability International coverage Note: specific industries or operations may require additional types of insurance that are not listed above |
04.18.2008 04:25 PM |